By: Sheri

Sheri — Mon, 16 Nov 2009 08:09:23 +0000

Keeping a separate file for each family member is a great idea! I’m not very organized with it yet, I just go through the EOBs as I get them, but I do need to get organized. That’s partly why I wasn’t very diligent before – the EOBs would get tossed before I had a chance to check them! That meant I had to order back EOBs from BCBS and wait for them to mail them, so now I am saving everything. Wouldn’t it be nice if everything was online

By: Some Lucky Dog

Some Lucky Dog — Sun, 15 Nov 2009 22:15:06 +0000

You’ve learned and passed on some valuable information. I learned a long time ago that it is important to understand your insurance benefits and how they are determined. Preferred providers and non-preferred seem to be one of the biggest areas that is misunderstood. My hubby and I chose to go to a non-preferred dentist. We also have Blue Cross (federal employee BC), but they pay so little that our dentist won’t contract with them thus he is non-preferred. As a result we pay almost all the bill out of pocket. So many people don’t realize this and wonder why they pay so much! In your case, it sounds to me like the office really did bill you incorrectly or inadvertantly. Good for you for questioning it and making it a learning experience! I keep a separate medical file for each family member where I put all the EOBs and bills I get. Then I match them up and can see exactly what’s been paid and what’s owed.

Comments on: Grace in small things – the medical bills version

By: Sheri

By: Some Lucky Dog